Mckinsey spring week 2024 - Feb 3, 2024 · Other highlights in this month’s issue include the following topics: •. ten core business imperatives in digital and AI, and the importance of rewiring organizations. •. how better women’s health could add $1 trillion to the global economy. •. the trends shaping the consumer wellness landscape. •. how CEOs can prepare for ...

 
Join us for a McKinsey Live session where we explore the most important features of productivity growth across countries and sectors, why it slowed, and the critical role of investment in accelerating it. Olivia White, a senior partner and director of the McKinsey Global Institute, will share insights from MGI’s latest research.. Weather radford va

As a consequence of these challenges, the financial performance of AMCs has declined. For the 45 AMCs analyzed, median operating margin fell from 3.7 percent in 2017 to 1.5 percent in 2022 as rising expenses outpaced revenue growth (Exhibit 1). The average AMC with $7 billion in revenue would need to generate an incremental $150 million or so ...The deadline for the 2024 McKinsey Insight program is March 1st . This deadline is for students graduating in 2025. If you’re graduating in 2026, check the McKinsey website for next year’s deadline starting in December or January. You can apply to McKinsey Insight by submitting an updated resume through the McKinsey website. We’re excited to introduce four programs for undergraduate students in spring 2024. To be considered for one of our programs you must indicate interest in the program (s) through the Connect with McKinsey form by March 17. When completing Connect with McKinsey, you are encouraged to also complete the affinity interest form so that we can ... The Palantir Launch: Spring Program is an insight program for students looking to accelerate their personal and technical growth in preparation for a successful, impactful career in tech. Across the course of one week you’ll get exposure to different aspects of Palantir’s business and the skills needed to help us solve some of the world’s hardest …... insight. During interviews you will have ample opportunity to ask questions about consulting and working at McKinsey. After the first round of interviews ...CEOs kicked off the year with a unique set of challenges. According to our CEO Excellence survey from early 2023, three themes emerged as top of mind: disruptive digital technologies (covered in the next section of this feature), the economy, and geopolitics. Perhaps this is not surprising, as generative AI, the war in Ukraine, and …MCKINSEY NETWORKING EVENTS DURING JPM WEEK. The J.P. Morgan Healthcare Conference brings members of the investment community together with global healthcare industry leaders, emerging fast-growth companies, and innovative technology creators. Every year, McKinsey hosts private, invitation-only events alongside the conference for industry leaders.Based on updated and expanded projections, we estimate that healthcare profit pools will grow at a 4 percent CAGR from $654 billion in 2021 to $790 billion in 2026; in our previous article, we estimated a 6 percent growth from 2021 to 2025. The industry faces difficult conditions in 2023, primarily because of continuing high inflation rates and ...Approximately 8.6 million occupational shifts took place between 2019 and 2022, according to McKinsey senior partners Kweilin Ellingrud, Olivia White, and colleagues. Their analysis predicts another 12 million shifts through 2030, thanks to automation (including gen AI), federal investment, and structural trends. With such powerful forces at ...We’re glad you’re interested. While we do not have an individual website for your campus right now, we are always ready to receive applications from talented students enrolled at any school. Please select the most relevant link below to read more about application information and deadlines for the program in which you are enrolled. For ... There are many routes to a career at McKinsey, and most of them are unconventional. Whether you built your expertise on the job, learned new skills through an internship, or earned an MBA, experience is experience. We hire people who are brand new to the workforce, as well as ones with decades of proven career success behind them. Spring Week/Insight Day Programs,也被称为Pre-Internship,是进入投行大门最好的敲门砖。. 一般为期3天到2周,专门针对大一(三年制)或大二(四年制)的同学。. 通常该项目在伦敦的3、4月份开始。. 12月第一批application截止!. 没有错,就是最近啦!. 公司对参与项目的 ...McKinsey’s leadership development trends for 2024 include the continued impact of generative AI, quick wins with AI implementations, and the renewed importance of …It’s time for a generative AI (gen AI) reset. The initial enthusiasm and flurry of activity in 2023 is giving way to second thoughts and recalibrations as companies realize that capturing gen AI’s enormous potential value is harder than expected.. With 2024 shaping up to be the year for gen AI to prove its value, companies should keep in mind …About the authors. We have identified five key considerations to keep in mind as software investors prepare to engage with this new set of circumstances. 1. The slowdown of private markets in software is an opportunity for investors. Twenty years of continued multiples expansion is slowing down, with private equity multiples in software ...Hexclad: Shop kitchen sets and pans up to 30% off. The Home Depot:: Get up to 30% off refrigerators, dishwashers and more. Dyson: Shop vacuums, air purifiers and …Layoff Tracker 2024 – Top Layoffs of The Week. May 09, 2024: Marinus Pharmaceuticals lays off 20% of its workforce in cost-cutting move. May 08, 2024: CVS Health will lay off 5,000 workers nationwide. May 07, 2024: Master Mine has laid off 306 workers. May 06, 2024: Sam’s Club slices samplers and lays off 11,000.You must apply as part of your medical school’s formal elective programme and be available to spend a minimum of six weeks with McKinsey in 2024 (with an option to extend up to 12 weeks in total). The medical elective programme is a nonevaluative, fixed-term programme.The fashion industry isn’t immune to the geopolitical conflicts and economic volatility that promise to affect every sector in 2024. But in McKinsey’s latest State of Fashion report, senior partners Anita Balchandani, Achim Berg, Gemma D’Auria, and their colleagues note some trends that are fully unique to fashion.Dec 12, 2023 · This year, we’re reminded that what matters most are family, friends, values, principles, and commitments. One of our commitments is to CEOs. It’s a tough job and getting tougher all the time. Just in the past few years, they’ve had to cope with a global pandemic, busted supply chains, war, stubborn inflation, and many other disruptions ... Since the release of ChatGPT in November 2022, it’s been all over the headlines, and businesses are racing to capture its value. Within the technology’s first few months, McKinsey research found that generative AI (gen AI) features stand to add up to $4.4 trillion to the global economy—annually. The articles and reports we’ve published ...February 4, 2024 As the world accelerates toward net zero, the energy transition may require a major course correction to overcome bottlenecks and reach the goals aligned with the Paris Agreement. We published our Global Energy Perspective 2023 report last year to explore the outlook for demand and supply of energy commodities across a 1.5° …The biggest growth has been in lending and banking services: approximately 30 percent of clients with $1 million to $25 million in investable assets prefer to consolidate banking and wealth relationships, an increase of approximately 250 percent since 2018. 1 McKinsey Affluent and High-Net-Worth Consumer Insights Survey.Style Notes: Over the last few years, power dressing has reinvented itself from structured '80s suiting to looser, relaxed fits; but on the spring 2024 runways in Paris, we saw it return to its roots. The shoulder pad is back and bigger than ever. Shirts and blazers are amped up with exaggerated, boxy fits (almost to cartoon proportions at ...Retail sales in the first two months of 2024 show a healthy year-on-year increase of 5.5 percent, with goods contributing a 4.6 percent rise. Remarkably, foodservice sales leapt by 12.5 percent, indicating a robust recovery in hospitality sectors, possibly buoyed by increased consumer confidence and relaxation of any lingering pandemic ...It’s therefore recommended to apply as soon as possible. Tip 1: Keep your CV one page for investment banking, advisory and consultancy roles. Tip 2: Attend society events that run CV/cover letter workshops, and events that will help you develop your commercial awareness. Even ask second/third years to read your CV/cover letter and give you ...Since the release of ChatGPT in November 2022, it’s been all over the headlines, and businesses are racing to capture its value. Within the technology’s first few months, McKinsey research found that generative AI (gen AI) features stand to add up to $4.4 trillion to the global economy—annually. The articles and reports we’ve published ...Upon joining the Spring Insight programme, you will spend two days with all participating divisions in Firmwide culture sessions, divisional overviews and team-building exercises with your peers. In the remainder of the week, you will be aligned to your pre-selected division for a further insight to their business practices through interactive ...Some students volunteered or were assigned start dates in January 2024 and will receive half the pay on offer for an April 2024 start date, according to the document. Bain has …A typical college semester has three months. However, the length of a semester varies from state to state. The fall and spring semesters each have 15 weeks, while the summer semest...As a consequence of these challenges, the financial performance of AMCs has declined. For the 45 AMCs analyzed, median operating margin fell from 3.7 percent in 2017 to 1.5 percent in 2022 as rising expenses outpaced revenue growth (Exhibit 1). The average AMC with $7 billion in revenue would need to generate an incremental $150 million or so ...Jul 7, 2023 · A. EDUCAREERUK. 6. As school/university exams are over and you are on your well deserved break, it is time to start thinking about Spring Weeks. This is the official mega-thread for those starting university this September or going into second year of a four year course (or third year of a five year course). The following firms offer spring weeks: Layoff Tracker 2024 – Top Layoffs of The Week. May 09, 2024: Marinus Pharmaceuticals lays off 20% of its workforce in cost-cutting move. May 08, 2024: CVS Health will lay off 5,000 workers nationwide. May 07, 2024: Master Mine has laid off 306 workers. May 06, 2024: Sam’s Club slices samplers and lays off 11,000.World Economic Forum. Davos. Live take. January 22, 2024 The mood among the banking and broader business community at the World Economic Forum in Davos this January was noticeably more upbeat than it was a year ago, and the reasons are not hard to discern: the steady interest rate hikes of the past two years seem to be softening, financial ...Ah, spring. A season of renewal—and a time to refresh Gen Z’s beauty shelf, apparently. McKinsey’s latest ConsumerWise research finds that Gen Z consumers in the United States say beauty products are among the categories they intend to splurge on mos t in the next three months (behind only groceries and tied with apparel). We expect the …Our Spring Week programme is set to target leading talent, building a strong pipeline of future potential. This three-day programme has been designed to give students invaluable networking experiences, combined with interactive workshops, work shadowing and case studies. The aim is to provide students a full immersive experience of a potential ...Lola Woetzel, a senior partner at McKinsey and a director of the McKinsey Global Institute, chats to Financial Times ’ Asia editor, Robin Harding, and Clay Chandler, executive editor of Asia for Fortune, about what the big business news stories could be for 2024 in Asia. It is perhaps no surprise that AI features prominently in the discussion ...Investment Banking Spring Week Definition: In a “spring week,” students in their first or second year of university complete a 1-2-week internship at a bank, normally in London, which may position them to win an official summer internship the next year. Spring weeks are mostly “a thing” in the U.K., but large banks in Asia-Pacific may ...CEOs kicked off the year with a unique set of challenges. According to our CEO Excellence survey from early 2023, three themes emerged as top of mind: disruptive digital technologies (covered in the next section of this feature), the economy, and geopolitics. Perhaps this is not surprising, as generative AI, the war in Ukraine, and economic ...Recent forecasts see Russian GDP growth slowing in 2024. The February CBR forecast expects GDP to grow 1.0–2.0%; the IMF anticipates 2.6%, and the OECD expects 1.8%. McKinsey’s Global Economics Intelligence (GEI) provides macroeconomic data and analysis of the world economy. Each monthly release includes an executive summary on global ...Over the past several years, CEOs have faced mounting uncertainty—and 2024 is proving no exception. On this episode of The McKinsey Podcast, Homayoun Hatami, McKinsey’s managing partner for client capabilities, and Liz Hilton Segel, McKinsey’s chief client officer, speak with global editorial director Lucia Rahilly about …If you thought the Rock & Roll Hall of Fame’s snubs were egregious, just wait until you see the artists who’ve been snubbed by the Grammy Awards. When the week of the big night rol...Working at McKinsey India. Our consultants have a range of knowledge, backgrounds, and life experience. You will work with leading companies, government agencies, and nonprofit organisations on their most critical challenges. You will have the chance to work with some of the most diverse and talented people in the world and help clients ...Cunard Line's 249th ship -- its first in more than a decade -- will be named Queen Anne, the line has revealed. The vessel will debut in 2024 with an updated livery and new dining ...Apr 4, 2024 · But according to McKinsey research, Latinos hold less than 5 percent of leading on-screen, off-screen, and executive management roles in US media—and addressing this gap is an opportunity worth an additional $12 billion to $18 billion in annual revenue for the industry, write Tomás Lajous, Lucy Pérez, and coauthors. Aug 31, 2023 · The European automotive industry has been an engine powering prosperity and growth, employment, and innovation and has contributed to Europe’s image and perception on the global stage (Exhibit 1). 1. An economic powerhouse for the region, the automotive industry contributed about 10 percent of Europe’s exports in 2022. 4 The sector’s more ... Jan 5, 2024 · The fastest growth in healthcare may occur in several segments. We estimate that healthcare profit pools will grow at a 7 percent CAGR, from $583 billion in 2022 to $819 billion in 2027. Profit pools continued under pressure in 2023 due to high inflation rates and labor shortages; however, we expect a recovery beginning in 2024, spurred by ... This is for the full 10-week summer internship. However, most spots are for MBA students and most Ph.D.s apply for the shorter summer internships (1-week, 3-day, 1-day) and the application deadlines are typically in the spring (March/April). These deadlines are typically posted in the new year.Published April 18, 2023 5:17pm EDT. McKinsey, Bain delay some M.B.A. start dates to 2024. Top consulting firms say job offers are secure, but start dates are getting pushed back; EY cuts 3,000...2024 May Monthly Economic Review. The U.S. economy lost some spring in its step during the first quarter as the pace of growth declined and the downshift came with an …Course dates for 2024. Virtual forum: In 2024, McKinsey will run two RLF forums. The first will take place 28-31 May 2024 and the second, 22-25 October 2024 from 9am to 5pm each day (timings will be further confirmed closer to the forum). Who should apply . RLF is designed to benefit those who are:Lola Woetzel, a senior partner at McKinsey and a director of the McKinsey Global Institute, chats to Financial Times ’ Asia editor, Robin Harding, and Clay Chandler, executive editor of Asia for Fortune, about what the big business news stories could be for 2024 in Asia. It is perhaps no surprise that AI features prominently in the discussion ...David Sacks said it was "by far the biggest room ever held on social media." More people watched a stream of April the Giraffe giving birth. Jump to On Wednesday, Florida Gov. Ron ...The shift towards becoming a cashless society is gathering momentum. One-third of all POS transactions via mobile wallet by 2024. The shift towards becoming a cashless society is g...McKinsey research has estimated that generative AI (gen AI) has the potential to add up to $4.4 trillion in economic value to the global economy. But companies are quickly realizing that capturing this value is harder than expected. There’s also a growing recognition that gen AI opportunities are accompanied by considerable risks.Light green and slightly reddish auroras glow in the night sky in East Brandenburg, Germany, on May 10, 2024. The northern lights (aurora borealis) are …Rolling Deadlines. 3H Partners: Junior Business Analyst Summer Internship London 2024. Altman Solon: Strategy Internship TMT London 2024. bp: Finance & Risk Summer Internship 2024. Deloitte: Tax Consulting Summer Vacation Scheme 2024. Many more roles listed under Internships 2024.McKinsey 2024 Full Time BA Recruitment. Hey everyone, wanted to start this thread as McKinsey 's FT deadline was July 14th. Feel free to drop any information if you heard back for interviews! Early last wk I was in touch w/ a recruiter and was told 3-4wks so either next wk or the wk after. I heard could be as soon as EOW.Forward is a free, ten-week online learning program offered by McKinsey to equip individuals at different stages of their working life with practical skills to succeed in the future of work. What you can expect. Whether you are in the early days of your career or navigating a new opportunity, the Forward learning journey will help you develop ...The grocery ecosystem has begun to change dramatically as new partnerships and entrants have challenged the status quo. Grocers increased their capital expenditures at an amount 1.3 times their historical levels thanks in part to an influx of funding (Exhibit 1). Consider that venture-capital firms raised $10 billion for grocery start-ups in ...You can attend the Paris Olympic opening and closing ceremonies for free. Events start at $26. While it might be too early to look for flights, it’s the right time to buy tickets f...The State of Fashion 2024: Riding Out the Storm. The eighth annual State of Fashion report by The Business of Fashion and McKinsey & Company reveals an …Given the size of this movement, we have broadened the scope of this year’s Global Banking Annual Review to define banks as including all financial institutions except insurance companies. In this year’s review, we focus on this “Great Banking Transition,” analyzing causes and effects and considering whether the improved performance in ...Spring into Quant Finance (Spring Insights Week) 2024. G-Research is Europe’s leading quantitative finance research firm. We hire the brightest minds in the world to tackle some of the biggest questions in finance. We pair this expertise with machine learning, big data, and some of the most advanced technology available to predict movements ...Our early career opportunities are dedicated to equipping you with a rich blend of experiences and skills. Careers at BCG are fast paced, intellectually stimulating, and challenge you to perform at your best. Our supportive, high-performance culture ensures that you're always learning and growing, pushing the boundaries of your potential.This year, we’re reminded that what matters most are family, friends, values, principles, and commitments. One of our commitments is to CEOs. It’s a tough job and getting tougher all the time. Just in the past few years, they’ve had to cope with a global pandemic, busted supply chains, war, stubborn inflation, and many other disruptions ...Our early career opportunities are dedicated to equipping you with a rich blend of experiences and skills. Careers at BCG are fast paced, intellectually stimulating, and challenge you to perform at your best. Our supportive, high-performance culture ensures that you're always learning and growing, pushing the boundaries of your potential.Working at McKinsey Ireland. We hire exceptional people from many different educational and professional backgrounds who are eager to learn and share their knowledge with others. We look for people who excel at problem solving, show great potential for leadership and have a record of achievement at university, at work and in … We’re excited to introduce four programs for undergraduate students in spring 2024. To be considered for one of our programs you must indicate interest in the program (s) through the Connect with McKinsey form by March 17. When completing Connect with McKinsey, you are encouraged to also complete the affinity interest form so that we can ... The generally optimistic spending outlook of enterprises appears set to translate to solid growth for the tech and telecommunications B2B market this year. In total, we project an increase of roughly $150 billion, or about 8.5 percent, in the 15 geographies covered by the survey, reaching $1.9 trillion in annual revenue.When does McKinsey open spring week applications? Hey guys, does anyone have any idea when McKinsey opens their applications for spring weeks? There's no mention of it for 2022. Hope your applications are going well!Olivia White, a senior partner and director of the McKinsey Global Institute, will share insights from MGI’s latest research, and Rodney Zemmel, a senior partner and global leader of McKinsey Digital, will discuss how leaders can rewire their organizations to maximize technology investments and contribute to productivity growth. Register.Amid the coronavirus pandemic, every company’s first priority is, of course, to protect the health and safety of employees, consumers, and business partners. Indeed, luxury companies have pivoted to address urgent public-health needs: factories that produced scarves and perfume now manufacture face masks and hand sanitizer, and many luxury ...News & Analysis. The State of Fashion 2024: Riding Out the Storm. The eighth annual State of Fashion report by The Business of Fashion and McKinsey & Company reveals an industry navigating deep uncertainty. Download the full report to understand the 10 themes that will define the industry and the opportunities for growth in …Photo by Dr. Julie Miley Schlegel Last week we went to Northwest Arkansas. Driving through the Ozarks, I was fascinated at the onset of spring. Coming from Houston, where we... Edi...Economic conditions outlook during turbulent times, March 2023. As the year draws to a close, global respondents expect the threat of geopolitical instability and conflicts to persist well into 2024. In our latest McKinsey Global Survey on economic conditions, 1 the largest percentages we’ve seen all year say geopolitical instability is a top ...Light green and slightly reddish auroras glow in the night sky in East Brandenburg, Germany, on May 10, 2024. The northern lights (aurora borealis) are …January 14, 2024 In a world of increasing and compounded disruptions, resilience has become a critical prerequisite for securing a sustainable, inclusive future. That’s why McKinsey, in partnership with the World Economic Forum (WEF), launched the Resilience Consortium—a catalyst for coordinating public- and private-sector efforts to build and strengthen resilience—at the annual meeting ...Then apply for this exclusive internship program and start with us in Spring or Summer 2024! ... In ten to twelve weeks ... week internship program. You will work ...The Bloomberg median real GDP growth estimate for China is 4.5 percent in 2024. Our own scenarios see a downside risk in China of 3 percent in 2024 and 1 percent in 2025. For the United States, the consensus real GDP growth estimate stands at approximately 1.0 percent, and we see a downside risk of a 1.7 percent contraction in the second half ...Tackles one of the great business challenges of the 21st century: how to better lives and livelihoods by achieving sustainable, inclusive growth. Plus, an excerpt from CEO Excellence: The six mindsets that distinguish the best leaders from the rest.Other highlights in this month’s issue include the following topics: •. ten core business imperatives in digital and AI, and the importance of rewiring organizations. •. how better women’s health could add $1 trillion to the global economy. •. the trends shaping the consumer wellness landscape. •. how CEOs can prepare for ...2024 HSBC (Wealth and Personal Banking) Graduate Schemes ... ***Official 2024 Pre-University Insight Day and Work Experience Thread*** ***Official Investment Banking Spring Week 2024 Thread*** HSBC work experience year 12 2024; 2024 HSBC graduate scheme; ... Last reply 1 week ago. EY Reserve List 2024. Graduate Schemes. …UBS Insights Week is a unique opportunity for undergraduate students to learn about working in financial services before joining a Summer Internship. This year, students studying at a European university attended the program in our brand new London office at 5 Broadgate. During the week, participants completed fast-paced workshop sessions, were ...Visit the McKinsey x Columbia recruiting website to learn more about their summer programing. Bain. 2024 Associate Consultant Full-time deadline – June 25, 2023 2024 Associate Consultant Intern deadline – Sep 10,2023; BCG. 2024 BCG Associate Full-time deadline – June 28, 2023; 2024 BCG Summer Associate deadline #1 – June 28, 2023The Connect with McKinsey program is designed to help students across North America in undergraduate and non-MBA master’s programs create early connections with our colleagues and learn more about our recruiting process for full-time and internship roles starting in 2025.

Four myths about the state of women at work. This year’s survey reveals the truth about four common myths related to women in the workplace. Myth: Women are becoming less ambitious Reality: Women are more ambitious than before the pandemic—and flexibility is fueling that ambition. At every stage of the pipeline, women …. Rosie londoner

mckinsey spring week 2024

Corina is a partner in McKinsey’s Zurich office and is a leader in the Life Sciences and Strategy & Corporate Finance Practices. She works with companies in the pharmaceutical and broader life sciences industry on portfolio strategies and transactions. Her work includes supporting her clients in setting long-term strategies and reviewing ...As an intern at McKinsey Digital you will help organizations grow and thrive in a digital age. Over an 8-10-week period, you and your team will solve challenges around IT modernization and strategy, agile, cloud, cybersecurity and digital transformation. You will modernize core technology and fuel digital growth.In a tech role at McKinsey, including Software Engineers, Data Engineers and Data Scientists, you’ll be part of an agile, close-knit team dedicated to helping you and your team perform at your best. Working with McKinsey’s clients -- some of the world’s most innovative and influential organizations -- you’ll develop our analytics, data ...It’s therefore recommended to apply as soon as possible. Tip 1: Keep your CV one page for investment banking, advisory and consultancy roles. Tip 2: Attend society events that run CV/cover letter workshops, and events that will help you develop your commercial awareness. Even ask second/third years to read your CV/cover letter and …This membership also includes exclusive access to downloads of our 100 most important reports in the McKinsey Insights Store. And the Quarterly’s web-based Re:think essays and Five-Fifty briefings will continue to be available to you as always. We hope you enjoy this experience and welcome your feedback at [email protected] a range of careers. As a member of our global management consulting firm, you’ll have opportunities to advise some of the world’s most prominent organisations from business and the public and not-for-profit sectors, either joining as a generalist consultant or working for one of our practices. As long as you are eager to learn, we ...Tickets available now. Click to Plan Your Cruise. Modernism Week Top Sponsors. Join us for Modernism Week 2024, February 15-25, 2024. Tickets on sale now.The Citi Spring Insight Week which has been designed to give you maximum exposure to the industry, our people and company culture to help you decide if Citi is the right fit for you. Our most successful Spring interns will be considered for the 2024 Summer Analyst program. Your time here will look something like this. Skills SessionsSpring into Quant Finance (Spring Insights Week) 2024. G-Research is Europe’s leading quantitative finance research firm. We hire the brightest minds in the world to tackle some of the biggest questions in finance. We pair this expertise with machine learning, big data, and some of the most advanced technology available to predict movements ...The Palantir Launch: Spring Program is an insight program for students looking to accelerate their personal and technical growth in preparation for a successful, impactful career in tech. Across the course of one week you’ll get exposure to different aspects of Palantir’s business and the skills needed to help us solve some of the world’s hardest …When you join McKinsey, you are joining a firm whose culture is distinctive and inclusive. We will accelerate your development as a leader to create positive, enduring change in the world. As a business analyst intern, you will receive training and coaching on how to better: McKinsey believes in strengths-based development and coaching, and you ...in 1 day ... Are you a final-year student, fresh graduate, or early working professional looking for a management consulting career in Indonesia, ....

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